Category Archives: Chapter 13 Bankruptcy

Chapter 13 Bankruptcy and My Cell Phone Bill

Keep paying your cell phone bill after filing bankruptcy if you want to keep seeing those bars.

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How Will Filing Bankruptcy Impact My Credit Score?

The question and focus should be “How can I build wealth?” not “What is my credit score?”.

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Mortgage Modification By Filing Chapter 13 Bankruptcy in Orlando

If you file a Chapter 13 Bankruptcy in the Orlando Division you have the unique opportunity to obtain a mortgage modification as well as eliminate your unsecured debt, and save money on car loans.

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Short Sale? Debt Consolidation? Just File Bankruptcy Already!

Short Sale.  Debt Consolidation.  Many times the decision to file bankruptcy is the better option. I just got off the phone with a client who retained my services 2 years ago to file a Chapter 13 bankruptcy.  They never actually filed.  Now, they have ...

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Filing Bankruptcy? Don’t Let Facebook Get You in Trouble!

I spent some of my July 4th weekend reading other bankruptcy blogs.  I know, exciting, right? One post I found very interesting, was on Jonathan Ginsberg's blog and dealt with how Facebook is changing the practice of law.  Jonathan is an ...

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Can Someone Object to Me Filing Bankruptcy?

No, unless you intentionally failed to disclose assets or income, in which case you really shouldn’t be entitled to a discharge of your debts, you will only have to deal with the possibility of certain debts not being discharged in your case, not that your whole case will be thrown out.

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L.A. Dodgers File For Bankruptcy; Let’s Put the Stigma To Rest

Let’s face it folks, sometimes we need a fresh start in life. What’s so wrong with using a perfectly valid law to enable yourself to do just that? Nothing. After all, The L.A. Dodgers made that decision today.

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After Filing Bankruptcy, Chapter 13, Do I Still Pay My Bills?

Recently, during a free evaluation, I was asked by a potential client if he had to make payments on his bills when filing Bankruptcy, Chapter 13 specifically.   First, I had to determine what he meant by ...

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Filing Bankruptcy Without A Lawyer Can Be Painful

Filing bankruptcy without a bankruptcy lawyer is the legal equivalent to a do it yourself financial root canal. It can be real painful. I recently spoke to someone who had already filed her Chapter 7 bankruptcy case without a bankruptcy lawyer.  Instead, ...

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Are Foreclosure Filings Really Down?

Across Florida, and the nation for that matter, there have been a number of stories recently in the news reporting that foreclosure filings have been down for the last 8 months. This is a little misleading and is not at all cause for celebration. [caption id="attachment_961" align="aligncenter" width="300" ...

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