Category Archives: Chapter 13 Bankruptcy

How Does an Orlando Bankruptcy Lawyer Get Paid?

"As an Orlando bankruptcy lawyer, how do you get paid by your clients?"  This is one of the questions I get from my friends and colleagues.  Actually, some of my clients ask this as well, as you might imagine.  The question is one that I asked myself when I first began working ...

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Can My Mortgage Company Sue Me After Foreclosure?

Your mortgage company can collect on a debt you owe it after it sues you in a foreclosure action in Florida. Florida is what is called a "recourse" state.  This means that after your mortgage company successfully sues you in a foreclosure ...

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How Long Does Filing Bankruptcy Take?

Many people that I speak with considering filing bankruptcy will ask how long the process of filing bankruptcy takes. The answer to that question really depends on your situation and is another reason why you should meet with an experienced Orlando bankruptcy attorney to learn about how the ...

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Should I Do a Short Sale or File Bankruptcy?

As an Orlando Bankruptcy Attorney, many of my clients and potential clients want to know if doing a short sale is better than filing bankruptcy and vice versa. The answer really depends on a number of issues such as: The type of home that you ...

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Are You Sure You Want That Mortgage Modification?

Many of my Orlando bankruptcy clients come to me seeking a mortgage modification or are currently "working with" thier mortgage company on a mortgage modification.  They come in with the belief that a modification on their home loan will solve all of their problems and are usually quite convinced this is the right ...

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Make Your Creditors Pay! (For Your Bankruptcy)

I’m talking about a creditor who violates the automatic stay. When this happens, the creditor is at risk of being called to task for violating the Court Order prohibiting contacting the debtor in an attempt to collect a debt after the bankruptcy has been filed.

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“You Have the Right to an Attorney…”

When filing bankruptcy, you’re not “Mirandized”, fortunately, but if you choose to hire an attorney to represent you, you have a right to at least meet that attorney.

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Credit Card Companies Just Don’t Listen

Almost all of my Orlando bankruptcy clients tell me the same story when they come in for their free evaluation with me.  That is "Credit card companies just don't listen to me". "The credit card companies call non-stop, I tell them what ...

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I Retained You 3 Years Ago…I’m Ready To File Now!

We all know that life can be an unpredictable journey at times.  We make plans, break those plans, remake plans, chart a new course, return to the old course, etc.  And, of course, time does fly... Recently, one of my Orlando bankruptcy clients, who ...

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Chapter 13 Bankruptcy: Do I Have To Pay Everyone I Owe?

There is so much bad information on the internet about filing Chapter 13 bankruptcy. The same can be said about the information/advice that gets dispensed by creditors of my clients. Today, for example, I was happy to inform one of my Chapter 13 clients of some very good news. Because the majority of his unsecured ...

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