By filing a Chapter 13 bankruptcy she can put off having to pay her student loans for up to 5 years. During that time, on her current income, she would only have to make about a $75/month Chapter 13 Trustee payment. Yes, she would have to file bankruptcy, and that sucks.
But…
I am a consumer bankruptcy lawyer with offices in Orlando and Tampa.
Category Archives: Orlando Bankruptcy
Put Your Student Loans On Vacation in Chapter 13
When Will My Bankruptcy Case Be Filed?
Generally speaking, once all requested information is provided and my client has paid the fee charged in full, the bankruptcy petition is filed.
Orlando Bankruptcy Client: Can I File Here if I Live in Another State?
A person can file bankruptcy in Orlando if he lives in another state if his case meets certain conditions.
Chapter 13 Bankruptcy and My Cell Phone Bill
Keep paying your cell phone bill after filing bankruptcy if you want to keep seeing those bars.
How Will Filing Bankruptcy Impact My Credit Score?
The question and focus should be “How can I build wealth?” not “What is my credit score?”.
Mortgage Modification By Filing Chapter 13 Bankruptcy in Orlando
If you file a Chapter 13 Bankruptcy in the Orlando Division you have the unique opportunity to obtain a mortgage modification as well as eliminate your unsecured debt, and save money on car loans.
Short Sale? Debt Consolidation? Just File Bankruptcy Already!
Short Sale. Debt Consolidation. Many times the decision to file bankruptcy is the better option. I just got off the phone with a client who retained my services 2 years ago to file a Chapter 13 bankruptcy. They never actually filed. Now, they have ...
Filing Bankruptcy? Don’t Let Facebook Get You in Trouble!
I spent some of my July 4th weekend reading other bankruptcy blogs. I know, exciting, right? One post I found very interesting, was on Jonathan Ginsberg's blog and dealt with how Facebook is changing the practice of law. Jonathan is an ...
Can Someone Object to Me Filing Bankruptcy?
No, unless you intentionally failed to disclose assets or income, in which case you really shouldn’t be entitled to a discharge of your debts, you will only have to deal with the possibility of certain debts not being discharged in your case, not that your whole case will be thrown out.
In Bankruptcy, What is a Non-Exempt Asset?
A non-exempt asset is an asset that exceeds the amount of the exemptions that the debtor is entitled to claim. However, just because you have a non-exempt asset in your bankruptcy estate does not mean that you will lose the property. There are various ways that you can keep the property such as by entering into a buyback agreement with the Chapter 7 trustee, or by filing a Chapter 13 Bankruptcy.
